[Posted: May 2012] Help your family deal with the trauma of your death and make sure that they can quickly and easily locate all the in-formation and documentation they need to plan your funeral and wrap up your estate. This collection of information and documents is often referred to as a death plan.A death plan is an extensive and detailed document and could include information on the following:
[Posted: May 2012] Life coaches and motivational speakers tell us that we need to create our own personal life plan: discover our true purpose, define our dreams and set short and long terms goals to reach these dreams. We all have one of those... right? Plan or no plan, life sometimes just has a way of happening. First there is a husband and then a baby...and then a bigger car and a bigger house for the husband and the baby. Or maybe even babies? And you haven’t even turned 30!
[Posted: May 2012] If you are planning on buying a 1Lifedirect life insurance policy for yourself or for anybody else you are going to need to understand the concept of insurable interest.Insurable interest stipulates that you cannot buy a life insurance policy in somebody’s name unless you can prove that that person’s death, disability or illness would cause you financial or emotional distress.
[Posted: May 2012] As a 1Lifedirect life insurance policy holder you have the option of adding dread disease cover to your policy. Dread disease cover, also known as critical illness insurance, will provide a payout if you suffer from a serious illness like a stroke, cancer or organ failure.Professor Chris Barnard, the cardiac surgeon who performed the world’s first successful human-to-human heart transplant, invented dread disease cover in 1983. It has since become an essential part of the life insurance portfolio of insurance companies all over the world.
[Posted: May 2012] When you purchase insurance from 1Lifedirect you will receive two documents from us: a Policy Book and a Policy Schedule. It is essential that you read and understand both of these documents as they form the basis of your contract with 1Lifedirect, along with the application you made for cover telephonically or online.Your Policy Schedule Your Policy Schedule contains the following information:
[Posted: April 2012] 1Lifedirect has done for life insurance what rock ʼn roll did for music... started a revolution. Time is money and we save you both. Tick-tock: you can buy your life insurance online or on your mobile with no paperwork or time consuming processes involved. Ka- ching. You deal directly with us. No brokers mean no broker’s fees and that means more bucks in your pocket. Outrageous fact: we save you up to 22% on your life insurance premiums!
[Posted: April 2012] For most of us, taking out a loan is as normal and acceptable as buying an ice-cream on a hot sunny day. Enjoy the privileges of buying on credit but learn how to manage your finances responsibly to avoid becoming one of millions of consumers who are unable to meet their monthly debt repayments. Stick to the following guidelines and you will keep you and your family well in the black.
’n Moet vir jou gemoedrus
‘Lewensversekering is iets waaraan talle mense eerder nie wil dink nie,” sê mnr. Laurence Hillman, besturende direkteur van 1Lifedirect, Suid-Afrika se eerste direkte lewensversekering-verskaffer. “Party mense sien dit as ’n moet, vir ander is dit ’n luukse wat gedebatteer kan word.” Die laasgenoemde kan nie verder van die waarheid wees nie.
Mobile life insurance up to half a million
According to Anton de Souza, Ceo of 1Lifedirect, its latest first-to-market m-commerce offering allows South Africans to purchase, view and administer up to R500.000 fully underwritten life cover using their mobile phones, in less than 10 minutes.
"Part of the company's value proposition is to be simple and convenient by giving clients the flexibility to deal with their personal insurance needs via their channel of choice, providing them with more personal control of their life insurance needs." says de Souza
Life insurance goes mobile
1Lifedirect broke the traditional life insurance mold when it launched as South Africa's first truly direct life insurer, making life insurance accessible over the phone and on the internet. They then replaced the conventional HIV blood test with the convenience of saliva testing.
Whilst every effort has been made to make this document easy to use and understand, each legal situation could have characteristics which might render its use inappropriate. It is always advisable to consult an attorney if there is any doubt.
The information available on this site is for your personal and non-commercial use only. You may not publish, distribute, transmit or display any of its contents to third parties without prior written permission of 1Lifedirect.
1Lifedirect and any of its associates shall not be responsible or liable for any damages and/or loss sustained by any beneficiary and/or other persons as a result of a will being invalid or incorrectly drafted by a member of the public having consulted this website.
This document is intended to provide a guideline for common and standard situations. Each person's situation is, however, unique. Your will should be carefully prepared by professional or qualified persons to take into account several eventualities and to ensure compliance with relevant South African law. If you feel that your particular needs require more specificity than provided within this standard document, you should consult an attorney in your area. Statements or other content in this document must not be construed as advice from us to be acted on.
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