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What if I already have life insurance cover?

Good question—and an important “if” to consider. If you already have a life insurance policy, it’s a good idea to review it every few years to make sure it still meets your needs, and that beneficiaries and other information are current. Check out the ‘if’s’ below—do any apply to you? It might be time to sit down again and review your policy

If you...
  • were recently married or divorced 
  • have a child or grandchild who was recently born or adopted 

  • or your spouse’s health has deteriorated, to ensure financial support should something happen to you
  • provide care or financial help to a child or parent 

  • want to ensure that financial resources are available to provide assistance or long-term care for a loved one 
  • purchased a new home recently 
  • have children or grandchildren who are about to enter school or college 

  • or your spouse has retired or will retire early (check the maximum entry age for different product offerings to make sure you have cover before it is too late)

  • or your spouse has been promoted recently 
  • refinanced your home mortgage in the past six months 
  • or your spouse has received an inheritance 
  • have started a business 

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