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Increase my Life cover
Cover may be increased to the maximum amount that you qualify for at any time once the policy has been issued. Further medical underwriting and a HIV test will be required. Your premium will be adjusted according to the new sum assured requested and the additional cover commence on receipt of the new premium.
Increase my Life cover Guaranteed Assurability
On the Elevated Pure Life Cover, the amount of life cover may be increased by 25% of the original insured amount, up to a maximum of 2 times (double) the amount originally insured or up to the 1Lifedirect maximum insurable amount at the time – whichever is the lower. This is without the need for any further medical underwriting, other than providing a new negative HIV test for the life assured.
Such an option may only be exercised every 3 (three) years on the anniversary date of the policy or after a significant event as described below:
- The marriage of the life assured
- A child being born to or legally adopted by the life assured
- The life assured’s purchase of a home
- The life assured entering into a business or taking an increased interest in an existing business
Include extra benefits at another time
You may add Dread Disease Cover and/or Disability Cover to your Elevated Pure Life Cover. No waiting period applies to adding these benefits. Additional negative HIV tests will be required on adding these benefits.
You may add Event Based Disability Cover to your Basic Pure Life Cover. No waiting period applies to adding this benefit. << BACK
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